Blog: Mortgage Information

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

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Testimonials

Michelle Turnquist and Leslie Tilson recently listed and sold our home. They were very professional, efficient, effective and just plain enjoyable to interact with. They did everything they promised, they were responsive to our needs and we are very pleased with the sale and outcome, as are the buyers. Not only did they sell our home, but they assisted us in buying a lot to build our new home and effected the rental of a home during the interim. Full Service ! I would highly recommend them, and intend to use them should we buy or sell in the future. I can't imagine what else someone would want in a real estate agent and firm. Lu Galloway
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3700 Bee Caves Rd. Ste. 102 - Austin, TX 78746
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